Leasing Vs Financing

LEASING VS FINANCING AT Ettleson Cadillac

After finding the perfect Cadillac for your lifestyle, the next step is to choose between leasing or financing. At Ettleson Cadillac, our finance experts are here to help you determine whether leasing or financing is best for your budget and driving habits. From understanding which option is more affordable upfront to the best option for long-term investment, our team is here to answer all of your questions. The Finance Center at Ettleson Cadillac also has close relationships with top banks, credit unions, and lenders, so you can rest assured that you will get the best rates when you work with us. Visit our Cadillac Dealership in Hodgkins, IL, or contact us today for more information.

Cadillac Leasing

Leasing is a great way to enjoy a hassle-free new car experience, without any long-term commitment of costly payments. If you enjoy having the latest in performance, design, and technology amenities every two to three years, leasing would be a great option for you!

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PROS OF LEASING

Lease payments are more affordable than financing, only covering the value of depreciation during the lease term.
Down payments are less than financing.
Leased vehicles are covered under the general warranty.
Multiple lease-end options.
New performance, design, and technology every two to three years.

CONS OF LEASING

Mileage limitations.
Charges for excess wear and mileage.
Limited ability to build credit.
No customization or alteration options.

CADILLAC LEASE-END OPTIONS

After your lease term has ended, you can choose from stress-free and uncomplicated lease-end options. Choose between leasing a new vehicle, buying your current leased vehicle, buying a brand new vehicle, or simply returning your leased vehicle and walking away. To make the leasing even less complicated, you can return your lease to any local Cadillac-certified dealership.

LEASE A NEW CADILLAC

One of the great benefits of leasing is unlocking the latest technology, design, and performance features that Cadillac models have to offer. When your current lease ends, you can continue enjoying these benefits with a newly leased vehicle. When you return your lease for a new one, you can enjoy the exchange with ease as well as loyalty perks!

BUY YOUR LEASED CADILLAC

If you love the Cadillac that you are leasing, you do not have to return it! At Ettleson Cadillac, we will help facilitate a great deal on terms that work for you, so you can purchase your leased vehicle! When you purchase your lease, you will enjoy a great value due to depreciation.

BUYING A NEW CADILLAC

If your lifestyle habits and budget have changed when your lease ends, and you are interested in purchasing a new Cadillac you can do so with ease! At the end of your lease term, you can purchase a new Cadillac vehicle and enjoy loyalty perks!

RETURN YOUR CADILLAC

If you have other preferences when your lease ends, you can simply return your Cadillac and walk away without any obligations!

WHAT TO DO BEFORE RETURNING YOUR CADILLAC

At the end of your Cadillac lease, you should review the condition of your vehicle. This means examining for excess wear and tear and making any necessary repairs to avoid any charges. You should then schedule a vehicle inspection appointment at Ettleson Cadillac within 120 days of the end of your lease, where we will review the mechanics and conditions to identify any issues that may need to be repaired before returning to avoid potential fees. Then, you will schedule the vehicle turn in at Ettleson Cadillac.

Cadillac Financing

If you are interested in investing in a vehicle, building your credit, and unlocking premium ownership benefits, financing a Cadillac is a great option. When you choose to finance at Ettleson Cadillac, our finance team will work with you to determine the best rates and finance terms for your budget, so you can drive away with confidence.

When you invest in a Cadillac, you will enjoy a vehicle that is sophisticated, refined, and high-performing, but that is not all! Cadillac buying benefits range far beyond the feeling from behind the wheel. Each new Cadillac will come backed by a range of ownership benefits, including:

Access your personal profile, security settings, service history, rewards, plans, services, and more.
MyCadillac App keeps you connected to your Cadillac. Send remote commands, view diagnostics, schedule service, and more.
Available Roadside Assistance 24/7 to provide help when you need it most.
4-year/50,000 mile Bumper-to-Bumper Limited Warranty
6-year/70,000 mile Powertrain Limited Warranty

PROS OF FINANCING

Full ownership of the vehicle, and the ability to sell at any time.
No mileage limitations or restrictions.
The ability to personalize and customize your vehicle.
No car payments when your finance term is complete.
Multiple lender options.

CONS OF FINANCING

Higher monthly payments.
Higher down payment.
More costly repair.
Vehicle depreciation.